Save Up to $1,190 per Year Making Your Own Bread

Save a Bundle of Cash by Making Your Own Bread

Bread baking is one of the tastiest ways to save money on groceries. Especially when you have a 4-step bread recipe like mine. There is nothing better than a warm slice of mom’s buttered bread. Plus, it is a lot easier to make than most people think.

Making your own bread can save you up to $1,190 per year or more, depending on how much your family normally eats. Keep reading to get a great bread recipe, awesome freezer jam recipe, and useful bread making tips.

How Much Does It Cost to Make Your Own Bread?

Let’s do a price comparison. A regular loaf of bread usually costs between $2 to $4. Organic bread usually runs higher, around $3 to $5. And if you need gluten-free options, you are looking at more like $4 to $7.

Now, let’s do a calculation to see how much homemade bread costs. You can make 2 loaves of bread with one recipe.

Ingredients (Makes 2 Loaves):

6-1/2 cups (2 pound) all-purpose white flour: At Walmart: $0.32 per pound x 2 = $0.64; At Sam’s Club $0.22 per pound x 2 = $0.44

1 packet of yeast (2-¼ teaspoons):  1 jar at Walmart $4.58 = $0.29 per packet; Sam’s Club- 2lb package $4.48 = $0.04 per packet

3 tablespoons sugar: Walmart: $15.51/ 25 lb bag = $0.06 for 3 tbsp.; Sam’s Club: $23.23/ 50lb bag= $0.03 for 3 tbsp

1 tablespoon salt: Walmart $0.98 for 1.625 lbs or $0.02 per tbsp.; Sam’s Club:$1.46 for 4lb box or $.01 per tbsp.

2 tablespoons canola oil: Walmart $6.18 per gallon or $0.12 for 2 tbsp.; Sam’s Club: $7.98 for 6 quarts or $0.04 for 2 tbsp.

2-¼ cups warm water

Total recipe price using Walmart ingredients:  $1.13 for 2 loaves or $0.57 per loaf so Total Savings is $1.43 over a store bought $2.00 loaf. If you bought the $4 loaf then you would be saving $3.43

Total recipe price at Sam’s Club: $0.56 for 2 loaves or $0.28 per loaf. You would save $1.72 per loaf if you bought the $2 priced store loaf. Or you would save $3.72 if you bought the $4 loaf.

This represents up to $3.72 savings per loaf. The average person eats 80 loaves of bread a year. For one person you would save $297.60 per year. For a family of 4 that equals $1,190.40 savings per year. For a family of 6 that is $1,785.60 savings per year.

Your savings would be similar if you make gluten-free or organic bread instead of buying. It’s totally worth it to make your own bread. Imagine what you could do with $1,785.6 extra per year.

It Isn’t As Hard to Bake Bread As People Think

Making bread is actually pretty easy. It only has four steps.

To print this recipe, right click over the picture for options.

See, 4 steps isn’t that difficult, right? The first part only takes about 20 minutes. Once you have it cooking, it will fill up your house with a nice aroma. Get the butter ready! Warm bread is delicious!

Enjoy Your Bread With The Best Jam Recipe Ever

When I make Strawberry Freezer Jam for my kids, they think they are getting a dessert. It’s that good! They use it up so fast, I sometimes don’t even get any before I have to open another container. Combine this jam with homemade bread and you will be in heaven.

The recipe for homemade strawberry freezer jam comes straight from the back of the pectin pouch. The image below has the recipe. It’s fantastic. I use either Ball RealFruit Instant Pectin or Mrs. Wages:

What about you? Will you make your own bread now that you know how much you can save?

Thanks for stopping by. Come back soon for more money saving tips like this. If you need help making a budget, click here. Sign up below for a FREE budget workbook.


This post may contain affiliate links, which means I may receive a small referral credit at no cost to you while still providing you the best offer I’m aware of.  Please read my disclosure page for more information.

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  • Reply
    Karen (Ringwald) Skinner
    June 12, 2017 at 11:35 pm

    I am so excited to enter this giveaway and even more excited because I love homemade bread! Look forward to following you and reading your blog. Thank you!

  • Reply
    June 12, 2017 at 11:36 pm

    Thank you so much

  • Reply
    David M
    June 13, 2017 at 12:25 am

    I’m always looking for ways to save on the family budget, so I’ll definitely be interested in giving bread-making a go! Just hope my loaves look as good as yours in practice. Regardless I reckon it’d be a lot of fun and keep the kids entertained for an afternoon 🙂 Thanks for the great blog post and recipe!

  • Reply
    Rebecca Fauteux
    June 13, 2017 at 2:58 am

    That is such an awesome idea! I love the taste of homemade bread!

  • Reply
    Gena Hudson
    June 13, 2017 at 4:03 am

    And it tastes better too !

  • Reply
    June 13, 2017 at 5:35 am

    Wow who knew you could save so much just by making your own bread!

  • Reply
    Rosalee Jacklin
    June 13, 2017 at 5:44 am

    Thanks so much for sharing this! I never knew how much we could actually save. We go through at least 1 load of bread daily. Because there are 6 of us in the home! Between toast for breakfast, sandwiches for lunch bread goes quickly.

  • Reply
    Reem Ahmed
    June 13, 2017 at 5:45 am

    This will help me so much as I won’t pay a lot on bread yearly! thanks!

  • Reply
    Michelle Bartley
    June 13, 2017 at 7:02 am

    Thanks for the tips!

  • Reply
    patricia perry
    June 14, 2017 at 12:17 am

    Thanks for the tips and the recipe

  • Reply
    June 14, 2017 at 1:46 pm

    It’s crazy to see the numbers! That’s a lot of money we’ll start saving!

  • Reply
    June 14, 2017 at 1:59 pm


  • Reply
    Manuel P.
    June 15, 2017 at 11:09 pm

    Great recipe!

  • Reply
    Salman Saheb
    June 17, 2017 at 7:49 am

    I love Homemade remedy as its always healthy.

    BTW Thanks for the giveaway.

  • Reply
    Shakeia Rieux
    June 21, 2017 at 11:26 am

    I love bread but never thought to try and make it myself. I should give it a try and see how it turns out

  • Reply
    June 21, 2017 at 5:20 pm

    I never knew you could save that much money making your own bread. Wow!

  • Reply
    Darla Peduzzi
    June 21, 2017 at 6:20 pm

    Wow, I didn’t realize how much I spent on bread. I love homemade bread!

  • Reply
    Lisa Bourlier
    June 21, 2017 at 6:29 pm

    Not much of a baker but good tips!

  • Reply
    Karen D
    June 21, 2017 at 6:39 pm

    I’ve made my own bread for many years. Sure saves money!

  • Reply
    June 21, 2017 at 6:56 pm

    I love making homemade food for my family,i would love to make my own bread!

  • Reply
    Kathleen Kelly
    June 21, 2017 at 7:00 pm

    I love making my own bread, I have been doing it off and on for years. Thanks for sharing the recipe!

  • Reply
    Christina A.
    June 21, 2017 at 7:06 pm

    Wow…I never really thought of it like that! Homemade bread is so much better too!

  • Reply
    Stephanie Ludwig
    June 21, 2017 at 7:19 pm

    I need to do this again!

  • Reply
    Kathie Lanham
    June 21, 2017 at 8:05 pm

    This is awesome. Didn’t think you could save this much money this way.

  • Reply
    Julie Waldron
    June 21, 2017 at 8:14 pm

    I love baking my own bread. It’s so much better than store bought.

  • Reply
    Gail W
    June 21, 2017 at 9:23 pm

    Now that sounds really good

  • Reply
    Brittany S
    June 21, 2017 at 9:51 pm

    Great Recipe

  • Reply
    Terri S
    June 21, 2017 at 10:54 pm

    Thank you so much for sharing your bread recipe. I can’t wait to try it.

  • Reply
    rhonda miotke
    June 21, 2017 at 10:57 pm

    Love warm bread with butter!

  • Reply
    Anne Marie Carter
    June 22, 2017 at 12:09 am

    I love to make my own bread and I do cheat and use my bread machine.

  • Reply
    Diane J
    June 22, 2017 at 12:11 am

    I have made bread in the past and this reminded me of how much I enjoyed that. It being summer, I probably won’t be baking too much.

  • Reply
    Tami Vollenweider
    June 22, 2017 at 12:17 am

    I’ve tried to make bread before,but with no luck! Your right the smell of baking bread does drive me crazy with the aroma! I do make my own jam,so this saves us money from having to buy it! Maybe I’ll get adventurous and try making bread again!

  • Reply
    Lacey Waters
    June 22, 2017 at 12:33 am

    I’ve been baking our own bread for years. It’s so good I almost don’t care that I save money lol.

  • Reply
    Melissa Craig
    June 22, 2017 at 12:58 am

    I make 3 loaves a week and have been for over two years, tastes so much better and does save money,I buy my yeast in bulk

  • Reply
    Sandra Watts
    June 22, 2017 at 2:07 am

    I like homemade bread but too lazy to make it when I can buy it sliced and ready to eat.

  • Reply
    Stephanie Phelps
    June 22, 2017 at 2:43 am

    I never thought baking your own bread would be so simple and I know we all love it so much!

  • Reply
    Linda Szymoniak
    June 22, 2017 at 7:01 am

    We use so little bread these days, but I do prefer the taste of homemade bread over the mass-produced loaves sold at the grocery store.

  • Reply
    June 22, 2017 at 10:55 am


  • Reply
    Janice Dean
    June 22, 2017 at 11:40 am

    Thanks for sharing and good luck to all!

  • Reply
    Germaine Harrison
    June 22, 2017 at 11:50 am

    I like to make bread all the time because it is so much healthier when choosing your own ingredients.

  • Reply
    Jeni Tedeschi
    June 22, 2017 at 1:15 pm

    I am so glad I found your page. I could definitely use help with saving money and budgeting. Thank you for your giveaway and great tips!

  • Reply
    June 22, 2017 at 2:00 pm

    My mother makes her own bread. White, whole wheat, and other kinds… It’s so good… Once you’ve had homebaked bread it’s really hard to go back to store bought. 🙂

  • Reply
    June 22, 2017 at 3:21 pm

    Great recipe.. I have made my own bread for many years and this recipe is wonderful…

  • Reply
    Deborah D
    June 22, 2017 at 4:36 pm

    I love saving money. I am going to make this bread!

  • Reply
    June 22, 2017 at 5:43 pm

    I love homemade bread and would love to make some. I am so terrified of yeast though! I will have to give it a try

  • Reply
    Tammy Catterton
    June 22, 2017 at 5:48 pm

    I am a good baker I have been thinking of making my own bread. To me more natural then store bought without preservatives in . I think thanks for the recipe

  • Reply
    June 22, 2017 at 8:11 pm

    I am a fan of white bread. But I must have whole wheat bread with grains. I purchase that most frequently.

  • Reply
    jenn stapp
    June 22, 2017 at 9:20 pm

    wow you can really save a lot by making your own! I’m surprised. We dont eat as much bread as we used to but home made bread is delicious. Just might have to start making some.

  • Reply
    Jen Ha
    June 22, 2017 at 11:12 pm

    very good tips although my mom already baked her own in a rice cooker~ thanks!!

  • Reply
    Althea Thomas
    June 23, 2017 at 1:28 am

    Thanks for the chance

  • Reply
    June 23, 2017 at 1:38 am

    Thanks for the chance of playing. Making your own bread is cheaper and very good.

  • Reply
    Kathy bergman
    June 23, 2017 at 3:08 pm

    Yummm, I love homemade bread, thanks for the recipe

  • Reply
    Micheala Abatayo
    June 23, 2017 at 5:37 pm

    Amazing! never thought to make bread myself!

  • Reply
    Shelly VanDyne
    June 23, 2017 at 9:09 pm

    So many good tips thank you super excited to start using them.

  • Reply
    Laura Kornak
    June 23, 2017 at 9:21 pm

    Thank you for your wonderful ideas!

  • Reply
    Kayla Norris
    June 23, 2017 at 10:46 pm

    Wow that’s a lot. Never though get about how much you spend on bread. Maybe I should make my own. And the smell in the house would be amazing !!

  • Reply
    Kelly Hanley
    June 23, 2017 at 10:57 pm

    this looks amazing!

  • Reply
    Jennifer Perales
    June 24, 2017 at 12:21 am

    Need to buy a bread maker and start saving.

    • Reply
      June 25, 2017 at 12:59 am

      You can do it without a bread maker too.

  • Reply
    June 24, 2017 at 2:41 pm

    This is so awesome! I love how thrifty this is!

  • Reply
    mary loveland
    June 24, 2017 at 6:59 pm

    I love homemade bread I wish I knew how to make it.

    • Reply
      June 25, 2017 at 12:59 am

      Just use the recipe in the blog post. It’s super easy to do.

  • Reply
    Tiffany Dayton
    June 24, 2017 at 11:24 pm

    Very good tips.

  • Reply
    Cindy Schierl
    June 24, 2017 at 11:49 pm

    great idea – good tips!

  • Reply
    Cindy Brooks
    June 25, 2017 at 1:57 am

    Up until a couple years ago I made all of our bread. I haven’t done it much because circumstances have made me much busier overall. I never looked at it as a money save, but WOW! this post is an eye opener. I’ll be getting back to bread making, for sure!

  • Reply
    Susan Smith
    June 25, 2017 at 2:47 am

    I never thought about baking my own bread. I see where it costs less than buying bread and I’m sure it tastes better too.

  • Reply
    Holly Thomas
    June 25, 2017 at 9:12 am

    I stopped buying bread years ago, i love homemade and it’s so easy.

  • Reply
    Richard Hicks
    June 25, 2017 at 10:14 am

    Very interesting post. I have always wondered if it would be prudent to bake your own bread,

  • Reply
    Cynthia C
    June 25, 2017 at 10:38 am

    I bake my own bread when I have time. Home cooking is a real money saver.

  • Reply
    Nadhem Souli
    June 25, 2017 at 3:57 pm


  • Reply
    Sheila Torres
    June 26, 2017 at 12:39 am

    Thanks for the idea I will try next time

  • Reply
    Brittany Victery
    June 26, 2017 at 1:00 am

    This is awesome! Glad I found This! I have GOT to bookmark this page! Love!

  • Reply
    Shekhynah Curtis
    June 26, 2017 at 11:26 am

    I use to bake my own break all the time before I became a raw vegan. I still ‘bake’ my own breads but thery are actually dehydrated flatbreads.

  • Reply
    Jen Vidrine
    June 26, 2017 at 11:46 am

    Awesome tips!

  • Reply
    Kari Tepovich
    June 26, 2017 at 1:37 pm

    I love making homemade breads because they taste so yummy and make the house smell great.

  • Reply
    Judy Schechter
    June 26, 2017 at 3:53 pm

    I always thought making bread was hard to do but I can’t wait to try out your recipe! And saving money is icing on the cake! Thank you for sharing this!

  • Reply
    Casey Garvey
    June 26, 2017 at 5:25 pm

    Lot of money spent on bread!

  • Reply
    Lauryn R
    June 26, 2017 at 6:29 pm

    Wow, that is a lot of savings! There is definitely nothing better than freshly baked bread, I have just never tried making it myself before! I have definitely always wanted to try though. Thanks for sharing!

  • Reply
    Alyce Poalillo
    June 26, 2017 at 8:05 pm

    I just love the smell of homemade bread cooking and wish I was not so lazy as I would make it more often.

  • Reply
    Carrie Conley
    June 26, 2017 at 10:55 pm

    I am going to give this a try, years ago I use to make bread and it was fun and delicious and for some reason I stopped

  • Reply
    Cat C.
    June 27, 2017 at 12:51 am

    Making homemade bread makes cents, and sounds easy.

  • Reply
    Celeste Herrin
    June 27, 2017 at 1:21 am

    I LOVE making homemade bread. It’s so much easier than most people think! Thank you for the recipe! I do wish you would reconsider two different captchas. It makes it much more difficult to comment 🙁

  • Reply
    June 27, 2017 at 2:41 am

    I’ve actually made beer bread and this looks just as good!!

  • Reply
    kathy Persons
    June 27, 2017 at 10:26 am

    WHo doesn’t love homemade bread

  • Reply
    Rhonda Fuller
    June 27, 2017 at 4:46 pm

    That is a lot of money saved! Perhaps i should invest in a bread maker

  • Reply
    denise low
    June 27, 2017 at 11:00 pm

    We love homemade bread. My mom made it when we were kids.

  • Reply
    Nan Bixby
    June 28, 2017 at 4:11 am

    Making your own bread not only saves money but is so much healthier.

  • Reply
    Betsy Barnes
    June 28, 2017 at 4:17 pm

    I never thought about making homemade bread, however, with an easy recipe like this, I may give it a try!

  • Reply
    Virginia H
    June 28, 2017 at 8:13 pm

    Okay so now I definitely need to start making my own bread. We are a family of five and this would help out a lot. Thanks for the info.

  • Reply
    Minta Boggs
    June 28, 2017 at 11:57 pm

    Only if it is gluten free.

  • Reply
    Dynal Roberson
    June 29, 2017 at 1:01 am

    Not only can you save money, but it’s healthier for you and tastes 10,000 times better!

  • Reply
    Debbie Penney
    June 29, 2017 at 6:56 pm

    I had no idea. That I could save so much. Thanks for all the great information.

  • Reply
    June 30, 2017 at 2:15 am

    I rarely eat bread anymore, but homemade bread always makes me cave in. This is such an economical (and healthier) option.

  • Reply
    June 30, 2017 at 4:20 am

    Thanks for the recipies!

  • Reply
    June 30, 2017 at 8:00 am

    The savings sound great, but it can’t beat the convenience of buying on sale in the grocery store. We don’t eat much bread, or I might consider it.

  • Reply
    June 30, 2017 at 1:21 pm

    Love homemade bread, I know I save money making my own. and the taste is so much better, none of these name in the ingredients that you can not pronounce.

  • Reply
    June 30, 2017 at 4:32 pm

    This is a surprisingly good idea! I might have to give it a try when my kitchen is back in working order again. I do love baking! Thanks for the clear-cut explanation. 🙂

  • Reply
    Autumn Greene
    June 30, 2017 at 11:28 pm

    This recipe is awesome! Definitely going to be trying it. I really need to start eating better and I LOVE homemade bread!

  • Reply
    donna porter
    June 30, 2017 at 11:58 pm

    My mom makes homemade bread from time to time for us. It is delicious and since it does save money maybe I need her to show me how she makes it!

  • Reply
    Carolyn Daley
    July 1, 2017 at 3:36 am

    It is definitely cheaper and usually healthier to make your own bread if you have the time.

  • Reply
    August 12, 2017 at 1:19 pm

    Not only can you save big by making your own bread, but at least I know what’s in it and I find baking very therapeutic, as well.

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